We are placing our lives into the palms of drivers who are distracted, talking on their cell telephones or texting whereas driving. The insurance company has access to an enormous amount of sources, which they use to make you settle for the least amount attainable in your damage case. Do not make your reply so sure and actual unless you are a hundred p.c confident in it. If there is a query you can’t reply, merely do not reply it. Avoid specificities concerning time, place, distance, velocity, etc.