With the multiplier technique, courts or insurance corporations will give your case a rating of 1-5 primarily based on the extent of your accidents and suffering. Not each consequence of a car crash may have a set monetary worth. Some of the repercussions might be extremely private and subjective. Insurance firms are legally required to behave in good faith when considering your automotive accident declare. While there are other grounds for filing a lawsuit – like strict liability if a faulty product contributed to your automobile crash – negligence is the most typical. Simply put, you can nonetheless file an insurance coverage claim or lawsuit and recuperate a share of compensation as long as you’re not largely at fault.